5 Steps To Get The Finabien Card In The United States
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You may have heard from family, friends, or coworkers about the Finabien card in the United States, but you're still not quite sure what it's all about. In this article, we'll tell you everything you need to know about the Finabien card in the United States.
What is a Finabien card?
The Finabien card in the United States is a prepaid debit card issued by the Mexican government. It is designed to help Mexicans build and improve their credit history in the United States.
How does the Finabien card work and what are its benefits?
The Finabien card in the United States operates like a traditional debit card, with the additional purpose of contributing to your credit history. By using it responsibly, you can demonstrate your ability to manage credit, which is essential for accessing broader financial services such as mortgages and conventional credit cards in the United States.
How do you get a Finabien card in the United States?
Obtaining a Finabien card in the United States is simple and accessible. These are the steps you should follow to apply for the card:
1. Online registration:
Visit the official Finabien website and complete the online registration form.
2. Identity verification:
Provide the necessary documentation to verify your identity and address. This may include your Social Security number, proof of residence, and other forms of identification.
3. Account activation:
You can find a tutorial video on how to activate the card.
4. Initial load:
Make an initial deposit into your Finabien Card. This amount will determine your spending limit.
5. Responsible use:
Use the card responsibly by paying for your purchases on time.
that you can only spend the money you have preloaded onto the card, thus avoiding unexpected payments and accumulated debts.
Benefits of the Finabien card:
- Credit history building: Every purchase and timely payment contributes to building a positive credit history.
- Spending control: As a prepaid card, you have full control, avoiding accumulated debts and unpleasant surprises.
- Access to financial services: A strong credit history facilitates access to loans and other financial services in the future.
- Security: Since it is not linked to a bank account, the Finabien card provides an additional layer of security against fraud.
Requirements to get a Finabien card:
- Residency in the United States: You must be a resident of the United States.
- Identity Documentation: You will need to provide valid documentation to verify your identity and address, such as your Social Security number and proof of residence in the United States.
- Registration at the Mexican consulate: You can also apply for the Finabien card in the United States physically and free of charge through the financial advisory window of your consulate in the US. You must present your identification document such as a Mexican or US passport or valid INE, consular registration, or US driver's license.
Benefits of the Finabien card in the United States:
- Allows sending remittances to FINABIEN-Mexico Cards within seconds, for only $3.99. You can send up to $2,500 per day.
- Purchases can be made at over a million merchants with point-of-sale terminals and online.
- Cash can be withdrawn at ATMs worldwide. The withdrawal fee depends on the bank where the withdrawal is made.
Don't forget that the Finabien Card is a resource from the government of Mexico for Mexicans residing in the United States. This benefit is an excellent financial tool that will allow you to build and strengthen your credit history in the United States in a controlled and responsible manner. What are you waiting for to apply for your card?